just not wrapping my head around this yet
Neastguy, just keep it simple until you get more comfortable.
Record all tracks dry (all Effects turned off; as a general rule, that's how the professionals do it)
When ready to mixdown,
*Enter Mixdown Mode.
*Open the Effects screen.
*Turn on Effects/[Chorus/Reverb/Delay]. Ignore the Effects/Guitar for now.
*Choose one of the three Effects, then one of the pre-sets for that Effect.
*For each Track you want to process through that Effect, in the Mixer Screen, turn the Track Send 1 Knob and the Track Master Send 1 Knob to 127 (the Master Send 1 Knob sets the same level for all Tracks).
*Set the Track "Off/Pre/Post" setting to Post.
In Mixdown Mode, the chosen Effect/[Chorus/Reverb/Delay] (wet signal) and the Track playback (dry signal) are sent to the Stereo Bus and thence to the recorder to create your stereo master.
There are several ways to adjust the blend level, but the easiest is to use the Effect's Return level control on the Effects Screen to adjust the overall level in the mix; or in the Mixer Screen, adjust the Track Send 1 Knob of an individual Track.
Doing the same in Multi-track Mode allows you to hear the Effect without recording it.
Hope this helps.